Imagine a world where you could forget about paying your bills. Setting up autopay makes this dream a reality and relinquishes you from the stress of keeping up with due dates. Here is the breakdown on how to use autopay for your bills.

Set Up Through Your Bank
In order to set up autopay with your bank all you have to do is log into your online account on the bank’s website. Your bank should have a section designated for bill pay where you can then link your checking or savings account to the biller of your choosing. When you set up automatic payments this way, you’ll need to choose a specific day of the month that the funds are drafted from your account. To exercise safety, select a day that is before the actual due date of your bill.

Set Up Through Your Biller
You may also choose to set up automatic payments directly with your biller. Whether it’s for your water bill or your Wi-Fi, simply visit the biller’s website and log into your online account. You will see an option to manage your payments. In most cases you’ll have the option to link a card or bank account and the option to establish autopay. Choose an account or card that you know will always have enough funds to avoid an overdraft. For peace of mind, sign up for email notifications to see when your bill has been charged and paid. After that, all you have to do is enjoy life with the confidence of knowing you won’t be receiving any late payment penalties.

And Remember…
Even though automated payments can take away the responsibility of remembering to pay bills on time, it’s still important to check in on your statements each month to make sure you aren’t being overcharged by mistake or paying for a service you no longer need.